What's Your Retirement Income Gap?
Most corporate professionals discover they're $200K-$500K short of the retirement they're planning for.
The answer isn't scary. It's just math. And once you know your number, you can actually fix it.
That gap is the difference between:
- Traveling when you want vs. rationing vacation days in retirement
- Helping your kids with a house down payment vs. saying "we can't"
- Medical care without worry vs. making financial calculations about your health
The gap is real. The consequences are real. But the solution is simpler than you think.
In 5 minutes, you'll know:
- Your exact monthly income gap – the specific dollar amount you're short
- What you need to build – total assets required to close that gap (4% rule)
- Realistic paths to get there – consulting, advisory, or fractional work that fits your timeline
complete
you need
promises
Every year you wait to address this gap costs you 7-9% in compounding opportunity. If you're 10 years from retirement, waiting another year means you need to generate an extra $8,000-$12,000 to make up the difference.
The math doesn't care if you're not ready. It just compounds.
5 minutes. Free. The gap exists whether you look at it or not.
First, the basics.
Be honest—10 hours is plenty
What's your current monthly income before taxes?
Salary + bonuses + any steady streams
Here's what matters:
What monthly income would let you live the retirement you actually want?
Not bare minimum. Not fantasy yacht money. The real number.
Your current financial position:
Retirement accounts, brokerage, cash set aside for future
Most use 5-7%
What other income will you have in retirement?
Monthly estimate
Monthly, if any
Monthly
Monthly
Your Freedom Number is ready.
Enter your email and I'll send you the complete breakdown — plus show you exactly how to close the gap.
Your calculation results will be emailed to you within 10 minutes. Check your inbox for an email from Scott Fulbright at support@freedomnumbercalculator.com
Your Freedom Number:
/month
Your Retirement Income Breakdown
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Here's what this means:
Let's be realistic about your options.
Option 1: Do nothing. Hope the market performs. Cross your fingers that your 401(k) grows faster than inflation. Retire at 70 instead of 65. Maybe it works out.
Option 2: Cut your retirement lifestyle by 30-40%. Smaller house, fewer trips, financial stress about every unexpected expense. You worked 30 years for this?
Option 3: Build $2,000-$5,000/month in supplementary income using skills you already have. Part-time. Reality-based. Starting now.
The third option isn't easier. But it's the only one where you're in control.
The math is simple.
You already have the skills. The market already needs what you know. The gap between those two things? That's just positioning and packaging.
The Encore Income Projects Playbook shows you exactly how corporate professionals in your position close gaps like yours. Not with passive income fantasies. With real projects based on skills you already have.
What you get:
- 50 detailed project blueprints — specific, actionable, tested by real professionals
- Reality-based income ranges — no $10K/month in 30 days BS
- Part-time implementation — 8-12 hours/week while keeping your job
- No social media required — direct client acquisition strategies
Your retirement gap isn't going to close itself. But you can close it.
Get the Encore Income Projects Playbook — Normally $97, only $27 since you've calculated your Freedom Number.
Not motivation. Information.
Not a dream. A spreadsheet.
Scott Fulbright
Encore Income